ZAPPITSM Blackjack is based on regular blackjack. However, if you’re dealt a hard two-card total of 15, 16, 17 or 18, you have the option to get two new cards. The dealer will check for a blackjack, if applicable, before players are allowed to ZAPPIT. Insurance is offered, as it is in the regular game. If you elect to ZAPPIT then your initial hand is replaced with two new cards. Regular blackjack rules and procedures then continue with the new hand.
All doubling and splitting is allowed on regular and exchanged hands. First-two-card blackjacks pay 3 to 2. ZAPPIT blackjacks are considered '21' and pay 1 to 1.
If the dealer busts with a point total of 22, any bets you have left in action are pushes. Note: Player blackjacks are paid before the dealer hits out his hand, so they are exempt from the Push 22 rule.